https://www.totalcoveragemn.com/home daily 1.0 2024-06-23 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/1645726619542-AH7PQPCL7EBXJKOG9U91/2+%281%29.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/1645725955374-9OKXFG7MM9TPX7IOMOGS/3+%281%29.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/1645726021693-U056FG12BIT51RS5SPFA/6.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/1645726113242-UPCUNKT8XZI464N8Q2R1/8.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/be884fea-1d9a-4c1c-b0b3-f2808e0e26eb/KaraBirzneiksBusinessBranding.emilyjohnphotography%2812of16%29.jpg Home - Capable. Adaptable. Reliable. We are raising our families right in your community. As residents of Rockford, Minnesota, we care deeply about the people who live here. Since 2003, Kara Birznieks has worked with clients through all the ups and downs of life. From welcoming brand-new babies and accepting new jobs to becoming empty nesters and enjoying retirement, we’re here through all your life milestones. Let’s make this a lifelong relationship. https://www.totalcoveragemn.com/get-a-quote daily 0.75 2022-07-20 https://www.totalcoveragemn.com/contact-us daily 0.75 2024-05-03 https://www.totalcoveragemn.com/about daily 0.75 2026-01-26 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/b3d130f1-80ea-4672-885c-846bc561f541/KaraBirzneiksBusinessBranding.emilyjohnphotography%289of16%29.JPG About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/1be406f9-9214-4c9b-af34-750f3d143adb/2024.05.24KaraBirznieksHeadshots-15.jpg About - Kara Birznieks, Agency Owner Hello, I’m Kara! My insurance philosophy is simple: I will always advise you as if I were helping my own family member. I’m not here to upsell, oversell, or put you at a disadvantage. My agency is built on trust and relationships; I wouldn’t have it any other way. I started in this field right out of college, back in 2003. Ten years later, my college roommate and close friend Melanie Rankins joined me at the agency. We share the same goals, values, and beliefs, which has made our working relationship seamless. We have dedicated our careers to serving area families with personal lines of insurance, compassionate customer service, and a relationship-first approach. The impact of comprehensive insurance coverage hit close to home when my son passed away suddenly when he was only two months old. As we dealt with this devastating loss, we did not have to worry about the financial hit, as Jacob had a life insurance policy. Not only did the funds pay for his funeral, but we also built and dedicated a park to celebrate his memory. Jacob’s Park is a toddler-dedicated area of a local playground that serves as his legacy. Outside of work, you’ll find me spending time with my husband and our three children. I’m an avid runner who is even crazy enough to enjoy running marathons! Contact Kara https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/b9869673-15df-4cc7-b374-f765a49619da/Kara+-+family+photo.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/9d93c224-12a9-42b6-9cdb-65b30e734e18/Here+is+a+picture+of+our+family+with+the+playground+that+was+completed+in+honor+of+our+son+Jacob+who+passed+away+in+2015..jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/c905aeef-b864-474c-b0ed-37b79eea0bca/Kara+-+family+photo+2.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/c2a3e912-080d-47da-8359-28eaf60aa97e/KaraBirzneiksBusinessBranding.emilyjohnphotography%287of16%29.JPG About - Melanie Rankins, Administrative Assistant Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/ad234df2-98ba-4646-82e5-c8cdf313058c/-6089610758568387342.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/0cc20ed2-6c3f-4d8c-8870-a5be5daa2e90/Screenshot_20220327-062557_2.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/83786a3c-4782-4082-a6c0-1b8cf421a1c9/Screenshot_20220327-062339_2.jpg About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.totalcoveragemn.com/all-services daily 0.75 2022-07-18 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/8e202116-5cf2-4550-9339-46b7634f0f8e/iStock-451333971.jpg All Services - Auto Insurance If you’re wondering, “how do I find auto insurance near me?” - you’re in the right place. We offer affordable car insurance policies for families in Minnesota. We are not an anonymous 1-800 number - we’re local! https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/9b18ce63-65f0-4a61-af55-a00660209c71/iStock-1144637523.jpg All Services - Home Insurance Our local communities offer incredible housing options at all price points. That’s why home insurance in Minnesota is another one of our specialties! Get the coverage you need from a team who really cares. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/81fb6bf0-e633-41e1-995b-f5c9edb16a1e/iStock-538048010.jpg All Services - Life Insurance Affordable life insurance is critical for every family and individual. You need to be prepared for life’s unexpected surprises. https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/61728e92-415b-4c1b-bcc9-acb98523632f/iStock-1270503462.jpg All Services - Specialty Insurances There’s so much to do in Minnesota - and that’s why we offer a range of specialty insurance options to fit every lifestyle. This includes motorcycle insurance, snowmobile insurance, renter’s insurance, boat insurance, RV insurance, ATV insurance, and umbrella insurance policies. We can even cover your ice shanty! https://www.totalcoveragemn.com/auto-insurance daily 0.75 2022-07-18 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/8e202116-5cf2-4550-9339-46b7634f0f8e/iStock-451333971.jpg Auto Insurance - Auto Insurance Families’ driving needs change and evolve over time. Your auto insurance policy should keep up! Total Coverage Insurance is your local insurance agency. We provide competitive rates for auto insurance in Minnesota, covering vehicles of all shapes and sizes. Find car insurance for students, adults, and drivers of all ages by clicking the button below. https://www.totalcoveragemn.com/home-insurance daily 0.75 2022-02-24 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/9b18ce63-65f0-4a61-af55-a00660209c71/iStock-1144637523.jpg Home Insurance - Home Insurance Your home is the center of your family’s life. That’s why it needs to be protected by an affordable home insurance policy that will give you peace of mind. Make sure you’re covered in case of any unexpected surprise! Get a quote on your house insurance through the button, below. https://www.totalcoveragemn.com/life-insurance daily 0.75 2022-02-24 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/7bb0a15f-e9b4-4df0-af3e-8b6b6d0475a0/iStock-1286553685.jpg Life Insurance - Life Insurance If you’ve never had a life insurance policy, the options can seem overwhelming. We are your trusted insurance agency in Minnesota, ready to assist you with every question or concern. We’re always here for you! We offer life insurance to fit every budget and every stage of life. Get a free, confidential quote on life insurance from the Kara Birznieks Agency by clicking the button below. https://www.totalcoveragemn.com/specialty-insurances daily 0.75 2022-02-24 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/9fd1f6fc-c565-4d5a-a242-3f9cf03fc76e/iStock-1317143710.jpg Specialty Insurances - Specialty Insurances Looking for the best insurance agent in Minnesota? You’re in the right place! Your toys and recreational vehicle insurance policies can all be secured through us. Just click the button below to get started. Specialty insurance options include: ATV insurance Boat insurance Fish house insurance Motorcycle insurance Renter’s insurance RV insurance Snowmobile insurance Umbrella insurance https://www.totalcoveragemn.com/our-clients daily 0.75 2022-07-18 https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/5833e72e-b835-4eaf-b467-ebc9e10cb049/kiss-gff7cc47a7_1920.jpg Our Clients https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/3fb5f8c3-5a34-4ce5-9435-0a2c4b8c4220/family-g714a20c9f_1920.jpg Our Clients https://images.squarespace-cdn.com/content/v1/61fc073fb9f0ad6ef12caec7/f8285f23-4461-44aa-b13f-a637430fe78f/brooks-rice-8-jqqr-rpo0-unsplash.jpg Our Clients